Friday, March 23, 2012

Still waiting

The boss is back, and another week has passed and I still don't know if I'm getting the raise. I only want to follow up with the boss once so I don't seem like I'm a greedy pest. So I want to wait until the right time to ask and not ask too soon and he doesn't know the answer.

Another co-worker got another job offer, but she is going to our old boss to see what they can do for her. I don't know what will come out of that, but I guess I'll find out if it turned out well for her if she decides to stay. Maybe I should have went to my old boss instead.

I'm really getting sick of my job. I hate the actual work and I'm really getting sick of the people and all the cliques. I hate feeling left out, and that's how I feel more often. If it wasn't for needing the money, I'd quit.

Sunday, March 18, 2012

The boss comes back from vacation tomorrow

I still don't have an update about whether I am getting a raise or not because the boss was on vacation all of last week. I hope to have an answer - the answer I'm happy with - tomorrow. As much as I dread work, I'm actually kind of looking forward to going tomorrow because I want to know. I just hope the boss remembers... having all that time off gave him a lot of time to forget.

Well, that's about it for today. I don't really have much else to report with my finances.

Sunday, March 11, 2012

My financial goals chart

I feel like I need a specific wealth goal rather than just saving up money. I'm currently paying an extra $100 per month on our mortgage which should save us about $20,000 over the course of the mortgage, and starting this month, I'm putting $200 in my Roth IRA. I think I'm only going to invest $2,000 in the Roth IRA this year ($200 for 10 months) because I have too many short term financial goals. I can always change my mind later this year and add more if I start feeling guilty for not doing the full $5,000:)

Anyway, here is a chart I created to show what I'm saving for. I make about $400 a week after taxes, but $50 goes into the IRA. Assuming my husband's income pays the regular monthly expenses, and my income is used for saving for these goals, we should be able to save $350 per week.

It's pretty daunting to see I need to come up with $66,500 more (I started with $78,600) to reach all these goals.  I've love to have all them done in 2 years, but realistically it'll take about 4 years.

(Click on image to see larger version)