I thought paying off the mortgage would be as easy as finding out my final pay off balance and then submitting my payment online. However, I requested my pay off amount online on Tuesday, and they responded by saying they will be mailing me a payoff statement. Well our US Postal Service must be very slow because I still haven't received this payoff statement. So everything is going at a snail's pace through snail mail. Hopefully this thing will get here by Monday. I wish I would have known about this and I would have requested it a week earlier. Another gripe I have is the balance online says $458.71, but in the response I got it said my pay off amount is $511.33. The interest should only by $3.31, so I don't know why it is so high. I'm assuming it's some sort of fee to have the privilege to pay the stupid thing off. So anyway, maybe Monday is the day, but even then I'll have to send it through the mail, so it probably won't be official for at least another week.
How exciting to be paying off a mortgage!
ReplyDeleteI understand your frustration - when I paid off two of my credit cards, the companies wouldn't accept an online payment because of the amount. My bank had to mail checks, which were then held for 10 days or some such nonsense. It's so annoying, like they don't want you to get out of debt!
Congrats anyway - can't wait to see you post that it's official!
Wow, that's frustrating they made it difficult to pay off the debt for you too! Thanks for the comment!
ReplyDelete